Save Up To 30 Percent - The Georgia Retail Association (GRA) is pleased to announce an Association sponsored health plan now available to our members!

As the cost of providing quality insurance benefits to employees becomes more difficult for small and large businesses to afford, it is more important than ever that the GRA provide its member firms with an affordable benefits program option.

The GRA has been working closely with Southern Medical Insurance Plans, Inc. (SMIP) to develop a broad-based benefits program. SMIP is a proven leader in program and product development for associations, specializing in the employee benefits arena.

It is through this partnership with SMIP that we are now able to offer both ‘major’ and ‘limited’ medical plans to our member base, with additional programs to include dental, life, disability and voluntary insurance benefit options. Fiserv Health has been identified as a strong partner well-suited to meet our members’ health care needs.

Fiserv Health is the one of the largest administrators of health benefits in the world, generating over $3 billion in annual revenues in 2004. For over 25 years, Fiserv has administered medical plans insured by a secure, highly-rated insurance company offering flexible benefit plans to its members. They have a long history of successful programs with association and affinity organizations, and possess a strong understanding of the importance of providing comprehensive employer benefit packages at affordable rates.

Fiserv Health has a large selection of preferred provider organizations to choose from, ensuring that our member firms will have an adequate network of doctors and hospitals available for employees and their dependents. Together, we are confident that this partnership represents a viable option that is superior to many of those traditionally available in Georgia. These options are available immediately, and are exclusively designed for GRA members only.

There are five easy steps involved in the review and implementation process of this benefits program.

1. A member firm contacts SMIP and requests a benefit consultation; SMIP will provide the group with the forms needed to receive a competitive quote.
2. 
   SMIP will produce and review a quote with the employer and determine whether benefit changes are necessary.
   
3. Once a plan of benefits is selected, the group will complete enrollment applications for purposes of medical underwriting. The insurance carrier will then review the applications and adjust rates if necessary.
   
4. The group accepts the final rates and completes any additional forms required for policy issuance.
   
5. The group receives a copy of the master policy and each employee receives a certificate, benefit booklet, and ID card (two if dependent coverage is selected).
   

To begin the quoting process, please call Sam Fink – (404) 273-0596. Within 48 hours, Sam will provide you the paperwork needed to get started!